Private Lending & Investment

Private Capital for Real Estate That Moves Fast

Welmore Partners provides direct lending and investment opportunities for experienced operators and qualified investors.

For Investors

Secured Returns Backed by Real Property

Earn consistent, secured returns backed by real estate. We offer preferred equity and debt positions with quarterly distributions and full asset transparency.

Invest With Us
For Borrowers

Capital Without the Bank Bureaucracy

Fast, flexible financing for fix and flip, bridge, and rental acquisitions. No bank delays. Direct decisions from people who understand deals.

Apply For Funding

How It Works

Investors

1

Submit Your Investor Profile

Tell us about your capital availability, accreditation status, and target returns.

2

Review Curated Deals

Access deal summaries with clear underwriting, collateral details, and projected returns.

3

Receive Distributions

Earn quarterly returns with direct reporting and full transparency on every position.

Borrowers

1

Submit Your Loan Request

Share your deal parameters — property, loan amount, timeline, and exit strategy.

2

Decision in 48 Hours

No committees. No delays. A direct response from principals who understand real estate.

3

Close and Fund

Streamlined closing with clear terms, reliable funding, and no last-minute surprises.

Why Investors Choose Us

We're a direct lender — not a broker, not a fund-of-funds. When you work with Welmore, you deal with the people making the decision.

Fast Closes

Most deals close in 7 to 14 days. We move at the speed of the market — not the speed of a committee.

First-Lien Only

We only lend in first-lien position. No mezzanine, no second mortgage risk. Your deal is secured properly or we don't fund it.

Straightforward Process

Apply, get a term sheet, close. No bait-and-switch pricing, no mystery fees at the table.

Experienced Team

Our principals have personally transacted on hundreds of deals. We understand what a real deal looks like — and what it doesn't.

Competitive Rates

Rates that reflect the real risk of the deal. We don't pad pricing to cover bad underwriting.

National Lending

We lend across the US. Sunbelt focus, but we follow good deals wherever they are.

What We Finance

Fix & Flip

Short term bridge capital to acquire, renovate, and sell residential and mixed-use properties. Structured around your project timeline, not a bank's.

Bridge Loans

Gap financing between acquisition and permanent debt. Fast closes and flexible terms for operators moving between transactions.

Refinance Assistance

When your project stabilizes, we actively assist in positioning your asset for a smooth transition to long-term conventional financing — coordinating with your lender every step of the way.

Example Deal

Property3/2 single family, value-add opportunity
Purchase Price$285,000
Renovation Budget$65,000
Total Project Cost$350,000
Loan Amount$297,500 (85% LTC)
Term12 months
After Repair Value (ARV)$425,000
Borrower ExitSale at stabilization

Closed in 7 business days. Renovation completed in 11 weeks. Property sold. Loan repaid in full at closing. Investor principal and return paid on schedule.

From Investors & Borrowers

"Three days before closing, my title company flagged an old lien the seller's attorney swore was cleared. Every hard money lender I've worked with before would have walked. Welmore's team spent two days working through it with us, got a hold harmless in place, and we closed on schedule. That kind of commitment is rare."

Marcus T.
Fix & Flip Investor — Hialeah duplex, $340K loan, closed in 9 days

"I came to them with a deal that had a messy ownership structure — two heirs, a probate in process, and a seller who kept changing terms. They stayed patient, helped me think through the structure, and found a way to make it work. When the seller got cold feet at the last minute, they were on the phone with me at 9pm helping me hold it together. We closed."

Daniela R.
Real Estate Operator, Miami — Probate acquisition, $285K bridge loan, Broward County

"My conventional lender fell through 11 days before closing. I called Welmore on a Tuesday afternoon. They had a term sheet by Wednesday morning and we closed the following week. Their due diligence was thorough but fast — they knew exactly what they needed and didn't waste time. I've since used them on four more deals."

James O.
Multifamily Investor — Emergency bridge, $510K, 8-day close

"I've been investing with this team for over four years. In that time they've hit every projected return, communicated proactively when anything looked even slightly off, and on one deal where the borrower hit real trouble, they negotiated a workout that protected my position completely. No losses, no surprises."

Robert C.
Accredited Investor

"What separates Welmore is the communication. I get a full pool report before I commit — real underwriting criteria, not a pitch deck. Quarterly updates while my capital is deployed. And when one borrower fell behind last year, I heard about it from them first. They had already started working on a solution. No foreclosure, loan fully resolved."

Sandra M.
Passive Investor, Boca Raton

"I was referred by a friend who had been investing with them for years. What I noticed immediately was how laser-focused they are on protecting the investor's side of the deal. First-lien only, conservative LTVs, and they will walk away from a deal before they'll compromise on security. That discipline is why I keep deploying capital with them."

Thomas A.
Accredited Investor, Fort Lauderdale

Need help? Talk to an expert.

Not sure if your deal qualifies, or which program fits your situation? Get on a call with someone who can give you a real answer — no sales pitch.

Talk to an Expert

Ready to put your capital to work — or close your next deal?

Connect with the Welmore Partners team to discuss your objectives.